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Frequently Asked Questions

What is the best Mortgage for me?

Visit our Mortgage Information page or call our team so we can talk you through the best options.

How much Deposit will I need?

There is no standard amount as such, but generally speaking the larger the deposit then the better rate you will get on a mortgage deal. Our team are happy to advise in more detail.

Will Interest rates rise?

It’s impossible to predict with any certainty when interest rates will rise again – there are no hard or fast rules about when exactly it will happen. The most important thing for borrowers is to be sure that if you’re on a tracker, discount or other variable rate mortgages – you could still afford your repayments if rates went up by 2%. Although it’s unlikely that rates would rise by 2% in a short period, it’s not impossible.

Any other questions?

Speak to our Top House team where we will be happy to advise.

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