I’ve worked in Financial Services for 40 years and have considerable experience in Later Life Lending, Equity Release and Lifetime Mortgages.
I am a Qualified Member of the Chartered Insurance Institute (CII), The London Institute of Banking & Finance (LIBF) and The Equity Release Council (ERC).
Amongst my qualifications, I hold Cert CII (MP) a CII Mortgage Professional; LIBF Adv CeMAP the Advanced Certificate Mortgage Advice & Practice and LIBF CeRER the Certificate in Regulated Equity Release.
During my career, I have 10 years mortgage broking experience and a further fifteen years as a Regulatory Supervisor for the Mortgage Code Compliance Board (MCCB), the Financial Services Authority (FSA) & Financial Conduct Authority (FCA) before joining The Equity Release Company colleagues of whom I have known for over 15 years and feel privileged to work with.
Equity Release schemes are only one of the ways to help self-finance long-term care.
Make sure you’ve considered all the alternatives, such as selling your property to downsize to a cheaper one or using savings to buy an annuity that will cover your care costs.
Consider grants or subsidised loans if you’re raising capital for home improvements or modifications.
Discussing your plans with your family can help to manage their expectations about inheritance and avoid any disputes later. They may also be able to come up with alternatives.
Enquiries & Next Steps
Done that and would like to know more or to proceed to call The Equity Release Company on 01702 908450 or email John Cobbold on firstname.lastname@example.org one of our Equity Release specialists who can provide you with the latest information personalised to your circumstances – with no-obligation.